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Grand National Festival 2017 Tips – The Randox Health Grand National: Who should I bet on, what are the odds and …

TOP Tipster Templegate, along with ITV’s Matt Chapman, have given us their tips for the Randox Grand National at the 2017 Grand National Festival.

The race, which takes place at 5.15 on Saturday, April 8, is the main race on day three of the meeting.


  • Templegate’s Tips will appear here nearer to the event


Templegate’s tip for The Randox Grand National

Templegate’s Tip will appear here nearer to the event

What are the odds and who is running?

A full racecard including details of the runners and riders, along with odds, will appear here closer to the race.


A general view of the Grand National at Aintree

A general view of the Grand National at Aintree


Matt Chapman’s Tip for the Randox Grand National will appear here closer to the event


Keep up to date with all of the Grand National news and views with our live blog

British track sprinter Dwain Chambers races a HORSE ahead of Cheltenham

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6 Tips That Will Help You Spot Fake Health News


Sites that end in .gov, .edu, or .org (government agencies, universities, and nonprofits) tend to be the most trustworthy. Dot-coms from news organizations (e.g., NBC, CBS) can be good, if their reporters are thorough (for the record, we at Women’s Health are sticklers for accuracy). What’s shifty: URLs ending in .co, which often aim to mimic real news outlets (for example, has zero affiliation with ABC News).

Related: 6 Pubic Hair Myths It’s Time You Stopped Believing

The “About Us” Section

It should tell you which company runs the site, its mission statement, who the leadership team is, and how to contact them. If any of this info is missing or sounds shady, the site probably is too.

Who’s Quoted

A good journalist will interview multiple sources, including the study author (a really ace story will link to the study) and other experts. Take 30 seconds to google them. Reliable stories tap credentialed academics (M.D.s, Ph.D.s) actively studying the area being reported on. In other words, a homeopathic healer commenting on the genetics of cancer should be a red flag.

Related: The Surprising Reason Most People Get Cancer

How Others Are Covering The Same News

If health news is sound, you’ll see other reputable outlets covering the same story with pretty similar headlines. If not, they may have done their research and rejected it. See if the story has been debunked by, research site, or health news analysis site

We asked a hot doc how to cure a headache without meds: 

The Language

It should be informational, not emotional. Someone who is pushing an agenda (e.g., trying to sell a supplement) will appeal to your feelings, not your brain.

Related: Get the secret to banishing belly bulge from WH readers who’ve done it with Take It All Off! Keep It All Off!

Headlines That Seem Too Good To Be True

“Breakthrough: Tomatoes reduce heart attack risk” will get you to click, but the story should provide context up front, rather than hiding the caveat that you have to eat a truckload of tomatoes a day to reap any benefits.

For more health advice, check out the April 2017 issue of Women’s Health on newsstands now.

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Omega members learn sugar tips and exercises to improve health

Omega Chapter of The Delta Kappa Gamma Society International, a society for key women educators, met March 11 at Fayetteville Presbyterian Church at 10:30 a.m.

Before the business meeting, members received information on sugar, including sneaky sugars and Alzheimer’s Type 3 diabetes. Hico’s Active Fitness Silver Sneakers instructor Staci Boggs presented the program. Since she teaches sit-down and stand-up classes at Sunday Road Baptist Church twice a week, Boggs modeled the sit-down exercises while Omega members practiced them. Boggs brought exercise bands, and members brought two cans of food for hand weights. According to Boggs, for information on the insurance-based Silver Sneakers program for those 65+ and use of the gym, call the Oak Hill Active Fitness location at 465-0700.

At the conclusion of the exercise program, President Christy Gill called the meeting to order followed by The Pledge of Allegiance to the flag of the United States of America led by Vicki Bickford. Members recited the Collect and listened to a read aloud of the children’s book, Yes Day! by author Amy Krouse Rosenthal. Prayer followed.

In memory of 50+ year Omega faithful member Phyllis Kessler, who passed away Feb. 18, members voluntarily shared thoughts, memories, and tears.

Among committee reports included the treasurer’s report by Ann Blankenship, correspondence read by Vicki Bickford, an update on Christmas gift recipients by Bev Spangler, a plea from Cecilia Warden for submissions for the Newsette, a request from Dana Fink for news articles for the scrapbook, a showing of the December meeting article by Marsha Cook, an update from Linda Cole on the Read-Aloud program, and a report from Rose Marie Frantz regarding two members’ request for a scholarship. A collection for Schools for Africa was taken, and canned food was collected to be donated to the Fayetteville United Methodist Church food pantry.

Helen Case and Sarah Case served as hostesses for a meal consisting of chicken salad sandwiches, caprese salad, fresh fruit, cookies, tea and water. The unique table favors were two gourmet classic tea bags placed in a larger handmade paper-shaped tea bag complete with ribbon at the top for a string. Donna Smith provided golden painted jars of fresh daffodils for the tables.

Attending the meeting were CeCe Arritt, Vicki Bickford, Ann Blankenship, Helen Case, Sarah Case, Linda Cole, Marsha Cook, Dana Fink, Rose Marie Frantz, Christy Gill, Cindy Ray, Donna Smith, Beverly Spangler and Cecilia Warden.

April’s meeting will be hosted by Cindy Ray and Bessie Thomas.

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Tips for managing clients’ health care expenses in retirement

While an adviser might have limited access to health insurance products, one thing any adviser can do is to help his or her client determine a reasonable estimate of health care costs. Estimating retiree health care costs requires an understanding and estimate of Medicare Part B premiums, Medicare Part D premiums, premiums for supplemental coverage and any additional out-of-pocket costs. In addition, advisers need to factor in a reasonable estimate for the effect of inflation on health care costs, which could raise the price tag by anywhere from 5% to 7% for the next 20 years.

Tip 2: Control MAGI to help limit Medicare premiums.

Medicare beneficiaries pay income-based premiums for Part B and Part D. In order to determine a client’s premiums for the current year, the client’s modified adjusted gross income (MAGI), which is simply adjusted gross income plus tax-exempt municipal bond interest, must be calculated for two years prior. For instance, if you are figuring out 2017 premiums, you need to look at the client’s MAGI for 2015. Planning can be valuable when a client is approaching a new Medicare premium bracket, as one dollar over each threshold subjects the client to a higher Medicare premium rate. When developing an income plan, remember that certain distributions are not counted as part of MAGI-like withdrawals from a Roth IRA, a Roth 401(k), a reverse mortgage or the cost basis of a non-Modified Endowment Contract cash value life insurance policy. Additionally, using a qualified charitable distribution (QCD) after age 70½, in which up to $100,000 can be sent directly from an IRA to a public charity each year, can be a tax efficient way to manage required minimum distributions. Clients can meet required minimum distributions, and at the same time exclude the distributions from the calculation of the client’s MAGI. A lower MAGI can mean lower Medicare premiums, and clients will appreciate the savings.

(More: Study finds most retirees want guaranteed lifetime income)

Tip 3: Avoid health insurance coverage gaps.

A client is eligible for Medicare benefits as early as the first day of the month in which he or she reaches age 65. However, for coverage to begin in that month, the individual must enroll before the birthday month as coverage will not start until the following month. Clients can enroll during the initial enrollment period, three months before they turn 65, the month they reach age 65 and the next three months after they reach 65, without facing a penalty. However, it is crucial clients understand that if they wait a month after their 65th birthday to enroll, they might be without health care coverage for a period of time. If the client waits any longer, he or she will have to wait until the next open enrollment period to enroll and that would not be until Jan. 1 to March 31 of the following year, with coverage not beginning until July 1 of that year. If a client misses his or her initial enrollment period, the client could end up lacking health insurance coverage for more than a year.

Tip 4: Avoid Medicare Part B and Medicare Part D late enrollment penalties.

No one wants to pay penalties, so help your clients avoid them by making sure they enroll in Medicare Parts B and D during the appropriate time period. Both Part B and Part D have the same initial enrollment period, which is the seven-month period around the individual’s 65th birthday. The client will accrue a penalty if he or she does not enroll in Part D at the end of the seven-month initial enrollment period and does not have any other qualifying “creditable prescription drug coverage.” The penalty is calculated by multiplying 1% of the “national base beneficiary premium” by the number of full, uncovered months in which an individual was eligible but did not have coverage. Part B enrollment can be delayed in some instances if the individual is still covered by an employer-provided health insurance plan, or by the spouse’s employer provided plan, as long as the employer has more than 20 employees. Once that employer-provided coverage ends, the individual must enroll within eight months or be subject to a penalty. That penalty is calculated at 10% for each full 12-month period that an individual should have had coverage but was not covered. Proper planning in advance should ensure that no client has to pay Medicare penalties for Part B or Part D.

(More: Gray divorce presents Social Security challenges)

Jamie Hopkins is a professor of tax at the American College’s Retirement Income Certified -Professional program. Follow him on Twitter @RetirementRisks.

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Health Take-Away: Take responsibility of your own health with these tips

As concerns swirl around the future of healthcare coverage in this country, there’s a tendency to think that our personal health revolves largely around doctor’s appointments, runs to the pharmacy and an occasional trip to the hospital. But the truth is, the single most critical factor in staying healthy is — and always has been — our own self-care. That’s more important now than ever. We’re doctors of ourselves, and we need to view and plan our lives accordingly.

Some suggestions on how to approach this responsibility:

- Envision your personal health future. Take a few mindful moments to focus on what truly matters to you. Close your eyes and picture yourself three months, a year, five years or 20 years from now. Who do you see? What are you doing to stay alive and thrive? Write down the three to five things that are most important to your future health. Your list might include things as basic as “lose weight” or “stop smoking” or as deep reaching as “stay alive to be with my grandchildren.” This type of personal visioning and priority setting makes an enormous difference in the success of a self-care program.

- Set very specific, yet achievable goals. Once you know your priorities, it’s time to set specific goals around achieving them. Be realistic. You want goals ambitious enough to improve your health, but not so far reaching that you set yourself up for failure. If lowering your weight and reaching a healthy body mass index is your priority, a goal of losing 25 pounds over the next three months may be too much of a stretch; maybe five or 10 pounds is more realistic. Rather than promise yourself you’ll work out at the gym three days a week for an hour each time, a better starting point may be a brisk 10-minute walk around the neighborhood four days a week. The key here is gaining traction and setting a foundation on which to which to build.

- Enlist others to join you on your personal quest for better health. There’s no need to go it alone. All evidence suggests that when you partner with others, your odds of success increase exponentially. If you’re taking those Saturday morning hikes alone, chances are you’ll come up with many excuses to lounge at home instead. But if you know your best friend will show up at your door at 9 a.m., ready to go, you’re not going to disappoint him. Other partners on this journey might include your spouse, a bicycling buddy from work or even the family pet. It doesn’t always have to involve exercise. Maybe you and a friend or family member spend Sunday afternoons making healthy meals for the week ahead.

- Adding a social dimension to your self-care plan makes it more fun and achievable. Create or change your environment to increase your likelihood of success. We all know the power of temptation and how it can devour our best intentions. That ice cream in the freezer or those cookies on the counter are calling us. Clearly, the foods we buy are part of the environment we create around us. By consciously controlling our purchase impulses and making better food choices, we create a home environment far more conducive to success. In a similar way, if you’re trying to quit smoking, avoiding places (and even people) that trigger that habit becomes an important environmental strategy.

- Be ready to course-correct as time goes on. As important as it is to stay accountable to your goals, the reality is you may not always have flawless success. If you have setbacks, you’ve got two choices: beat yourself up or pick yourself up and start over. Punishing yourself only weakens your resolve and delays your “recovery.” Here’s where you return to the first step (see above) of this continuous improvement cycle. Revisit your original priorities. Reset the clock on your life-long journey of self-care.

Mark Pettus, MD, is Director of Medical Education and Medical Director of Wellness and Population Health at Berkshire Health Systems. He is the author of The Savvy Patient: The Ultimate Advocate for Quality Health Care, and It’s All in Your Head: Change Your Mind, Change Your Health.

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Gwyneth Paltrow Just Gave 3 Incredibly Great Tips For Anal Sex

But as Paltrow’s guide points out, that’s still not a huge number: “The reality about anal is not, actually, that everyone’s doing it,” sex researcher Paul Joannides, Psy.D, points out.

There are important things you need to know about anal sex before you try it, so you can make the tricky position as pleasurable as possible for both you and your partner. Paltrow’s guide includes information on how often people actually try anal sex, how to modify it to make it work for you, and the health risks to be aware of before engaging in it.

Here are three big things we took away from it.

Talk about it with your partner first.

You can’t have great sex without great communication. (In fact, it’s one of the five things women want more of in bed.)

“Make sure you and your partner have great sexual communication, trust, and that you both want to do it, as opposed to one trying to pressure the other, or not wanting to do it but doing it because you are afraid your partner will find someone else who will,” Joannides says.

He adds: “Couples who do not have excellent sexual communication, who don’t freely give and receive feedback about what feels good and what doesn’t, and who don’t have a high level of trust should not be having anal sex.”

Forget what you’ve seen in porn.

“Understand that the way you see anal sex portrayed in porn is about as real as how they drive cars in the The Fast and the Furious,” the article reads.

Porn isn’t reality: Thrusting deeply, quickly, or vigorously will only hurt her and cut your sex session short. Before you try it, read up on how you can make anal sex feel good for her. Then, start with this modified anal sex position. It will help make backdoor entry more enjoyable for her by giving her more control.

Lube is key.

Unlike her vagina, a woman’s bum provides zero natural lubrication, Joannides notes. Load up on a lube you both love to prevent any type of pain.

Related Video:

We recommend this great all-purpose organic lubricant.

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Young adult coverage proves problematic for health law, coverage costs

The Affordable Care Act struck a popular chord by allowing adult children to obtain health coverage through a parent’s plan until their 26th birthday.

Now, seeking broad support for their efforts to repeal and replace the ACA, House Republicans have kept that guarantee intact. But it’s not clear whether that provision will be successful or a destabilizing force in the insurance marketplace.

The policy has proven to be a double-edged sword for the ACA’s online health exchanges because it has funneled young, healthy customers away from the overall marketplace “risk pool.” Insurers need those customers to balance out the large numbers of enrollees with chronic illnesses who drive up insurers’ costs — and ultimately contribute to higher marketplace premiums.

Joseph Antos, a health economist with the American Enterprise Institute, a Washington, D.C.-based conservative think tank, said the ability for young adults to stay on family plans represents a “critical mistake” within the health law, cutting off insurers from a large, healthy demographic that likely would be able to afford a health care plan.

[Also: Experts decry fallout from dumping "essential benefits" from GOP health bill, could hurt chronically ill]

“This is essentially an ideal group for an insurance company,” he said. “They’re not going to use many services, and they’re going to pay their bills.”

The young-adult provision went into effect in September 2010 and families put it to use quickly, with many young adults leaving their own insurance plans. A report published by the Centers for Disease Control and Prevention in 2013 found the percentage of adults ages 19 to 25 with personal plans fell from nearly 41 percent in 2010 to just over 27 percent in 2012, while the ratio of those covered through a family member’s plan rose by 14 percentage points.

And the Department of Health and Human Services said last year that final 2016 marketplace enrollment numbers showed more than 6 million people ages 19 to 25 gained insurance through the health law, including 2.3 million who went onto their family health plan between September 2010 and when online marketplaces began operating in 2014.

Cara Kelly, a vice president of the health care consulting firm Avalere Health, said the provision’s effect must be understood in the context of the law’s implementation. Affordability and the selection of plans available in the marketplace also could have influenced the decision among young adults to buy or shirk insurance, Kelly said. Even if the provision had not been included in the law, she said, one can’t assume that the young adults would have signed up for coverage.

[Also: GOP strips essential benefits from healthcare bill ahead of do-or-die Friday vote]

A little more than a quarter of marketplace customers in 2016 were adults ages 18 to 34, according to data from the Department of Health and Human Services. But federal officials and insurers had hoped for higher rates, noting that the group made up about 40 percent of the potential market.

Public support for the young-adult provision makes it difficult to take away. A survey conducted by the Kaiser Family Foundation in December 2016 found that 8 in 10 Republicans and 9 in 10 Democrats favored the benefit. (Kaiser Health News is an editorially independent program of the foundation.)

“It has been extremely popular,” said Al Redmer Jr., the Maryland insurance commissioner and chairman of the health insurance and managed care committee within the National Association of Insurance Commissioners. “So with that being the case, I don’t know if politically there’s an appetite to unwind it.”

[Also: Republicans coming up short on votes for GOP healthcare bill, reports say]

Republicans have opted for different measures than the ACA to attract increased numbers of healthy, young customers and make the risk pools vibrant. To keep prices lower for these customers, the bill allows insurers to charge older people up to five times more than young adults. Under the ACA, that difference is 3-to-1, and Republicans say that made prices too expensive for younger customers.

It would also replace the health law’s individual mandate — the requirement that almost everyone have health insurance or face a penalty — with a 30 percent surcharge on their premium for late enrollment or allowing your insurance to lapse for more than 63 days within a year.

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The overall effect, according to an analysis conducted by the Congressional Budget Office, would be a more stable market with a larger number of healthy enrollees. The report also estimated the bill could result in 24 million more people being uninsured.

But the bill also has disincentives for those young people. To help pay for premiums, low-income people will get tax credits based on age and household income. Older people would get $4,000 per year, twice as much as younger customers.

Insurers have reacted cautiously. The insurer Blue Cross Blue Shield Association released a statement this month expressing its support for increasing affordability for younger enrollees. But it also raised concerns about the Republicans’ tax credit proposal. A benefit based on age alone “does not give healthy people enough incentive to stay in the market, especially in the absence of an individual mandate.”

The insurance trade group America’s Health Insurance Plans sent a letter to House Republican committee chairmen voicing support for the 5-to-1 age-band rating and tax credits based on age.

“We have stated previously that there is no question that younger adults are under-represented in the individual market,” the letter said. “Recalibrating and reforming the way in which the premium assistance is structured will encourage younger Americans to get covered.”

KHN reporter Mary Agnes Carey contributed to this article.

Twitter: @HC_Finance

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5 Spring Break Health Risks and How to Avoid Them

As a jet-setting mom, gastroenterologist, and founder of probiotic skincare line TULA, Dr. Roshini Raj knows spring break comes with health risks.

In an effort to keep your break all about the sun and fun – without illness, injury, or fatigue killing your buzz – Dr. Raj gave Travel + Leisure her tips on how to stay healthy while enjoying your vacation.

Don’t be a fool at the pool bar.

Nothing says vacation more than lounging on the beach with a fruity cocktail in your hand, but don’t be fooled by that innocent-looking tiny umbrella. While it is hard to taste the alcohol mixed in with all the fruit juice, those drinks can contain high alcohol content, not to mention tons of calories and sugar.

And day drinking in the hot sun when you are already prone to dehydration will make you more dehydrated and will cause you to get drunk more quickly. So be mindful of how many drinks you consume during the day and alternate each alcoholic drink with a tall glass of water. Also, sticking to spirits with a splash of lemon or lime and soda will help curb the calorie overload.

It’s cool to be shady.

Snow and sand both reflect the sun, so whether you are on the slopes or the beach, proper sun protection is a must. Not only does UV radiation cause skin cancer, but it also is the number one cause of aging skin – i.e. wrinkles and dark spots.

So in addition to using your SPF and regularly reapplying – especially after sweating or going in the water – you should use lightweight, sun-protective clothing and a hat whenever possible.

This is very important for children, whose skin is even more sensitive to the sun. Remember that UV exposure during childhood is a major factor in determining skin cancer risk down the road.

What happens in Vegas does not always stay in Vegas.

Single and ready to mingle? Vacation is about having fun, but not about taking unnecessary sexual risks. STDs know no borders – so pack and use condoms if there is the possibility of a sexual encounter. But also make wise choices: Be wary of being alone with a stranger, and make sure that your friends know where you are at all times. Drink judiciously so that your judgment remains intact and you do not put yourself in dangerous situations.

Step away from the buffet.

Having fun on vacation does not mean you need to gorge yourself at every meal. Having healthy snacks on hand for the airport as well as the trip itself – like nuts, fruit, and baby carrots – will keep you satiated and less likely to overdo it during mealtime.

Buying food and preparing one or two meals a day in your hotel or vacation home will not only save you money but will also ensure that you are eating healthier. Of course you should enjoy the local foods and not deprive yourself too much, but don’t go overboard just because the food is plentiful.

Chill out.

Taking a vacation is important for our mental and physical health because it allows us time away from the daily stresses of work and home life and an opportunity to recharge. Make sure you incorporate downtime into the vacation schedule so you can literally do nothing but relax.

This is very important for children also, who tend to be over-scheduled these days. Prioritize sleep as well – you will get more out of your vacation if you are well rested, and you will feel truly rejuvenated when you get back to real life.

For more health tips, follow @DrRoshiniRaj on Twitter.

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Let’s Talk About Our Vaginas: Myths, Anatomy, and Key Health Tips

Despite our sex-ed teachers’ and gynecologists’ best efforts, the inner (and outer) workings of female genitalia remain largely mysterious to many of us. We know, for the most part, what goes in and what comes out…but what does it all mean? With the penis, things are pretty straightforward. There’s one hole, and it’s all, you know, on the outside. It’s just there, a statement, a fact. You can’t get around the penis!

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Follow these health tips to survive March Madness

Did you hear that? That was the NCAA Tournament going from 68 to 16 teams over the course of six days.

Considering more people filled out NCAA Tournament brackets than voted in the last presidential election, it’s safe to say that March Madness is a big deal.

But focusing all of your attention on arena scoreboards can foul out your health.

Here are five helpful hints for surviving the NCAA Tournament:

1. Check your stress.

Remember, it’s just a bracket. It’s not like you’re in the middle of a tax audit. If your bracket is a magnet for upsets, just back away slowly.

“Stress is hard to measure or even define,” Mary Talboys, a licensed clinical social worker at the University of Utah School of Medicine, says. “But we do know that most stress is self-imposed.”

Talboys reminds us to be mindful of how we respond to expectations and demands. The outcome of your bracket is beyond your control. And, as an added note, there has never been a perfect bracket entered online. So, get over yourself, and relax in front of a game knowing that predictions for who will win the World Series will soon be here.

2. Get plenty of rest.

As essential as the late tip-off games are to us, it’s easy to lose track of sleep. World Sleep Day on March 17 reminded us that getting some winks in is an important part of good health. In fact, the lack of sleep has been linked to increases in heart disease, diabetes and stroke.

3. Don’t walk and view live stream games at the same time.

Don’t laugh. “Recent studies indicate that the number of accidents involving distracted pedestrians is rising,” health writer Sandra Levy says.

For example, a 2010 study tracked 1,500 cases of pedestrians being treated in hospitals for injuries related to using their cell phones while walking. Here’s another important point: Make sure you have plenty of data to cover viewing the games lest you experience serious noggin damage when your significant other — or your parents — see the phone bill.

4. Don’t take a timeout on healthy eating.

When your favorite March Madness mascot resembles the pizza guy, it’s time to make some adjustments in your diet. By the way, although they are available in a variety of fruit flavors, jelly beans are not welcome in most healthy food groups.

So, what can you do when tip-off hits at the same time as dinner hour? Fire up the slow cooker before the games begin, and enjoy a hot, home-cooked, healthy meal at halftime.

5. Make a fast break outside for some exercise.

The teams are playing their guts out. We could benefit from following their example by going outside to shoot some hoops, walk around the block, or do some yard work. Daily exercise keeps our heart pumping smoothly, controls weight gain, maintains muscles and flexibility, and helps stave off depression.

“The more activity a person does, the less depressive symptoms they have,” said Jason W. Hunziker, M.D., and assistant professor of psychiatry at the University of Utah and the medical director of inpatient care for the University Neuropsychiatric Institute. So, take some tips from the athletes and get off the couch.

For many of us, March Madness is our favorite season, and with good reason. The excitement of school spirit and tradition is infectious. Our brackets may not survive, but by following the basic rules of maintaining healthy habits, you will score big with a winning strategy for healthy living long after the season ends.

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